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      <lastmod>2026-10-20</lastmod>
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      <lastmod>2026-10-27</lastmod>
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    <url>
      <loc>https://retirementbuilders.beehiiv.com/p/3-6-the-2027-social-security-cola</loc>
      <lastmod>2026-10-29</lastmod>
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        <news:publication_date>2026-10-29T14:00:00Z</news:publication_date>
        <news:title>3.6%: the 2027 Social Security COLA</news:title>
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